33 King Street
Northampton MA 01060
The bank or mortgage company should send you a document called a discharge of mortgage. You must record that document at the Registry of Deeds. The filing fee for a discharge of mortgage is $75. When the discharge of mortgage is recorded, we create a link between it and the mortgage being discharged so that anyone looking at the mortgage in our records would immediately see that it had been discharged. Some people mistakenly think the mortgage is removed from our records or that they somehow "get their deed back" but neither of those things occurs.
If you follow the "search land records" link on the first page of our website, you can find, view, and print your deed over the Internet on your own computer. The copy you print from the Internet is usually adequate for most purposes. If you are involved in some type of court case or a hearing about a governmental board, you should probably obtain a certified copy of the deed. Unfortunately, certified copies are not available online but must be obtained at the registry of deeds. If you can't find your original deed, a certified copy has the same legal effect.
To record a document in person, just come to the registry during our normal hours of operation (8:30am to 4:00pm, Monday thru Friday) with the original document. You also need the appropriate recording fee which must be paid by cash or check (payable to "Commonwealth of Massachusetts") along with a self-addressed, stamped envelope. After the document is recorded we will return the original document to you when the Registry has completed it's process (usually in about one week).
On-street parking is available around the Registry of Deeds. Parking is also available at the Municipal parking garage located behind Thornes Market on upper Main Street.